How to File a Car Accident Claim With Allstate

If you or somebody in your family is involved in a vehicle accident and you are insured with Allstate, then you need to know how to file a claim as soon as possible to recover any compensation you may be owed. Contrary to what their advertisements say, you are not necessarily always in “good hands” with Allstate. Insurance claims adjusters are difficult to deal with, but if you follow some of these basic steps, you will be one step closer to recovering the compensation you need.

Instructions for Filing a Car Accident Claim With Allstate

Allstate is an incredibly popular insurance company in the state of West Virginia, but just because they are popular does not mean they are looking out for your best interests. As friendly as insurance claims adjusters from Allstate may seem, you must keep in mind that this is a for-profit company looking to limit how much money they payout in every claim. There are a few steps that you can take to ensure that your claim with Allstate is valid and filed appropriately:

  • Seek medical treatment as soon as possible after the accident occurs. If you fail to seek appropriate medical care, this could give Allstate a reason to deny your claim.
  • Gather as much evidence as you can after the crash occurs. This can include taking photographs of everything at the scene, gathering eyewitness contact information, and getting the other driver’s name, insurance information, and license plate number.
  • Keep copies of all medical documents, medical bills, property damage estimates, and the police report so you can give this information to Allstate.

We encourage you to file your claim with Allstate quickly. Allstate, along with other auto insurance carriers, requires that these claims be filed within a day or two after the incident occurs. To file a claim with Allstate, you can do so by calling their phone number (1-800-ALL-STATE) or by starting the claims process through their online portal. Additionally, Allstate has a mobile app where you can begin your claim.

How do You Maximize Your Allstate Claim Value?

We mentioned earlier the importance of seeking medical care right after an accident occurs as well as the need to gather as much evidence as possible. However, as hard as you try to make sure that you take the appropriate steps to recover compensation, this may not be enough. We encourage you to contact a skilled car accident attorney in Martinsburg who has experience handling these claims.

When an attorney gets involved, they will be the ones to handle all communication with Allstate and their claims adjusters. Allstate will work diligently to undervalue your claim for damages, and they may even deny your claim altogether. In some cases, they may try to blame the incident on you, which can limit how much compensation you receive.

When you have an attorney by your side, they will conduct a complete investigation into the incident, gather the evidence needed to prove liability, and handle all negotiations with the insurance carrier to help you recover compensation. This can include coverage of your medical bills, property damage expenses, lost wages, pain and suffering damages, and more.


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