September 30, 2020 | Motorcycle Accident
All drivers must be insured if they want to operate their vehicles safely on the roadways of West Virginia. This includes motorcycle operators. Some people may not realize that motorcyclists in West Virginia must obtain a separate insurance policy apart from their traditional vehicle insurance policy in order to operate their cycles legally. Whether you are looking for an exhilarating weekend riding experience or use your motorcycle as your regular mode of transportation, you must have insurance to protect yourself, your passengers, and others.
When we turn to the West Virginia Department of Motor Vehicles, we can see that the minimum liability insurance requirements for motorcyclists include the following:
However, these minimums may not be adequate to cover anything more than a minor motorcycle accident. It is recommended that all motorcyclists in West Virginia consider purchasing higher insurance limitations that can cover more severe crashes.
As mentioned above, all motorcyclists in West Virginia must have bodily injury liability coverage as well as property damage liability coverage. However, most motorcycle insurance carriers will provide other types of coverages that motorcyclists can purchase. This includes:
While insurance coverage is your protection in the event an accident occurs, it may still be necessary for you to secure a motorcycle accident lawyer in order to obtain maximum compensation should you be involved in a motorcycle collision. These cases can become complicated, but an accident attorney in Martinsburg will have the resources and experience necessary to conduct a full investigation into your case. Your attorney will be your advocate, and they will not back down from aggressive insurance carriers. Contact Manchin Ferretti Injury Law to schedule a free consultation about your motorcycle accident case.